Mortgage 101 – How the Process Works

With Mortgage 101, most homes in the U.S. cost several hundred thousand dollars, but most Americans don’t have anywhere near that much money sitting around, and saving it up while also paying rent somewhere can take a lifetime. Fortunately, there are people (or more accurately, companies called banks) out there… Read Full Entry

What variables affect my mortgage payment?

A mortgage is a loan used for buying a house, paid back in monthly installments over many years. This is call a mortgage payment. Most people find it easier to spend a few hundred or a few thousand dollars a month to pay for their house than to buy the… Read Full Entry

Qualifying for a mortgage – The Process.

When you borrow money from the bank to buy a house, the bank wants to make sure you’re going to pay them back. This process is called qualifying for a mortgage. Sure, if you don’t pay, they could foreclose on the house and sell it to someone else. But they’re… Read Full Entry

Credit Report & FICO Score – home buying process

In the home buying process, when you apply for a new loan the lender will want to look at a variety of indicators to make sure you’re going to pay them back. These include your income, existing debt, and your job security (or how predictable your income is). Learn more… Read Full Entry

Issues and errors with credit reports

When you borrow money from a bank or other lending institution, they’ll notify at least one of three main credit bureaus about the loan, and keep them updated on your payment history. Having your track record of loan payment available helps creditors determine whether you’ll be a risky person to… Read Full Entry
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844-ROOKIE-1 (844-766-5431)
AMCAP Mortgage LTD. – NMLS# 129122
9999 Bellaire Boulevard, Suite 700 Houston, Texas 77036
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